We understand how frustrating and time consuming it is to update and correct information with the bureaus. It takes a regular person multiple attempts in writing, on the phone and proper follow-up.If you have had a new social security number issued due to U.S. Citizenship, if you have a son with a similar name, if you have been victim of Identity Theft, if your name has been changed (only to name a few scenarios), chances are the bureaus are not reporting correct information.
This incorrect information can significantly affect your chances of getting approved for anything, at a very inconvenient time.
Loan officers and Realtors deal with these issues day in and day out when trying to qualify a client for a house purchase and/or refinance and they are unable to do so unless these issues are corrected.